LTC News & Resources


Long-Term Care Planning

Get Covered Before You Get Curious: Why Long-Term Care Insurance Should Come First

What your cardiac calcium score, memory test, or genetic results could cost you — and it has nothing to do with your health. You’re the kind of person who takes your health seriously. You research, you ask questions, you go beyond the basics. Maybe you’ve already scheduled a cardiac calcium scoring scan after reading about …

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Your Family, Your Care: How a Loved One Can Get Paid to Care for You

When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …

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When Grief Meets a Locked Screen: Why Your Family Needs Access to Your Digital Financial Life

Nobody wants to think about their own death. And nobody — not really — wants to picture the people they love most sitting at a kitchen table surrounded by papers, a laptop, and a phone, trying to piece together the financial life of someone who is no longer there to explain it. But that scene …

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What Every Pre-Retiree Should Know About LTC Planning – The Hidden Cost of Waiting

If you’re in your 50s or early 60s, retirement planning is likely top of mind. You’re thinking about your 401(k), Social Security, and maybe that dream vacation you’ve been postponing. But there’s one critical piece of the retirement puzzle that many people overlook until it’s too late: long-term care planning. The reality is sobering: someone …

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The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life

When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …

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Hidden Costs of Family Caregiving: What Every Family Needs to Know

When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …

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The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care

Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …

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Long-Term Care, a Chore for Many, Can Be a Treasured Gift

“This holiday season you can make long-term care into a gift, not an obligation,” says Denise Gott, long-term care agent with ACSIA Partners LLC. “The upcoming holidays may be the only time family members get together all year,” says Gott. “It’s an ideal opportunity for raising the issue of long-term care. How can it be …

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November is Long-Term Care Awareness Month. Why Should You Care?

Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …

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Add 7 Wellness Habits to Your Long-Term-Care Plan

Qualifying for affordable long-term care insurance isn’t a sure thing. It depends on your health, which (in turn) depends on your health-promoting habits. “This should go without saying,” says Denise Gott, CEO of ACSIA Partners LLC, “but which habits are most important? And how much difference can they make?” “Thanks to the experts in the …

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As Americans Live Longer, Planning for Long-Term Care Falls Short

Fortunately, a positive, action-oriented solution exists! Today, ACSIA Partners LLC introduces “self-mpowered living,” a plan for solving one of our biggest national problems: lack of planning for long-term care. Why is it such a problem? An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes …

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Dementia Cases Are Soaring, Compounding the Need for Long-Term Care

A Four-Part Solution ACSIA Partners LLC details its four-part “solution set” for Americans facing a growing problem: How to cope when family members succumb to dementia — on top of ordinary long-term care needs. Two seemingly separate problems conflate. When dementia (a group of disorders which includes Alzheimer’s disease) strikes, memory and other faculties decline. …

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Caregiving

Your Family, Your Care: How a Loved One Can Get Paid to Care for You

When most people think about long-term care, they picture a stranger arriving at the door. But for many families, the most natural caregiver is already there — a daughter, son, spouse, niece or sibling who steps in out of love. What fewer people realize is that with the right long-term care insurance plan and a …

Read More

The Home Advantage: How In-Home Long-Term Care Enhances Quality of Life

When most people think about long-term care, images of nursing homes or assisted living facilities often come to mind. While these options serve an important role in our healthcare system, there’s a growing body of evidence—and a clear preference among older adults—for receiving care in a very different setting: home. The concept of “aging in …

Read More

Hidden Costs of Family Caregiving: What Every Family Needs to Know

When a parent or loved one begins to need long-term care, one of the first conversations many families have is whether an adult child should step in as the primary caregiver. It’s a decision often made with love and the best of intentions. But while the emotional rewards of caring for a parent can be …

Read More

Setting Senior Care Goals for the New Year

Here are some ‘How To’ tips for you and your aging loved ones who want to age at home. As the new year approaches, many families being reflecting on their senior loved ones’ health, independence, and overall well-being. For seniors who want to age at home while maintaining their health and independence, the end of …

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The Prospect of “Empowered Living” Could Motivate Millions to Plan for Long Term Care

Planning for a stage of life viewed as passive and dependent turns many get-up-and-go Americans off. An aging workforce and maturing Baby Boomers are escalating the need for senior services. Failing to plan for this jeopardizes federal and family pocketbooks and could perturb the economy. An effort to include long term care in Obamacare fizzled, …

Read More

Industry Updates

November is Long-Term Care Awareness Month. Why Should You Care?

Back in 2001, November was designated Long-Term Care Awareness Month by the American Association for Long-Term Care Insurance (AALTCI). Now it’s an event recognized by Congress and a number of states. “We need an annual reminder because a lot is going on right now,” says Denise Gott, CEO of ACSIA Partners LLC. “We’re faced with …

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Archive:

Long-Term Care, a Chore for Many, Can Be a Treasured Gift

December 2, 2022

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November is Long-Term Care Awareness Month. Why Should You Care?

October 27, 2022

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Add 7 Wellness Habits to Your Long-Term-Care Plan

September 29, 2022

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As Americans Live Longer, Planning for Long-Term Care Falls Short

August 30, 2022

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Dementia Cases Are Soaring, Compounding the Need for Long-Term Care

July 29, 2022

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Double Jeopardy: Surviving the Need for Long-Term Care as Well as the Cost

July 5, 2022

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xACSIA Partners Insurance Agency Offers More Than Long-term Care Insurance and Serves More Than Consumers

June 14, 2022

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A Neglected Key to Protecting Wealth: Early Long-Term Care Planning

April 28, 2022

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Is “Toxic Positivity” Holding You Back from Long-Term Care Planning?

March 24, 2022

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To Find a Good Long-term Care Plan, First Find a Good Agent, Advises Bradley Boswell of xACSIA Partners Insurance Agency

February 28, 2022

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Don’t Let "COVID Caution" Postpone Your Long-term Care Planning!

January 19, 2022

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As Fewer Carriers Offer Traditional Long-Term Care Insurance, Agent Bradley Boswell Points to an Expansion of New Financial Protections

December 28, 2021

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“Brighten the holidays with the gift of long-term care insurance,” says Bradley Boswell of xACSIA Partners Insurance Agency

December 2, 2021

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Aging May Be Reversible -- But We're Wise to Plan for Long-Term Care

October 28, 2021

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There's a "Vaccine" for Needing Long-Term Care, and More Seniors Should Take It, According to Bradley Boswell

September 29, 2021

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The New York Times and Wall Street Journal Offer Differing Views on Long-Term Care Insurance

August 24, 2021

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Long-Term Care Insurance and Peace of Mind; Is There a Real, Verifiable Link Between Them?

July 19, 2021

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Considering Long-Term Care Insurance? In a Time of Health Improvement, Some Policies May Not Fit Your Needs

June 25, 2021

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"Let’s Empower Working Women by Lightening Their Child and Long-Term Care Burden," Says Business Coalition

May 27, 2021

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With an Online Calculator, "You Can Estimate the Cost of Long-Term Care, Then Talk to Me About Paying for LTC," Says CA-Based Agent Bradley Boswell

April 23, 2021

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Three Ways to One-Stop Shop for Long-Term Care insurance, from Bradley Boswell

March 25, 2021

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Long-Term Care Insurance Agents Vary; Pick Yours Carefully, Advises Bradley Boswell of xACSIA Partners Insurance Agency

January 28, 2021

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Shopping for Long-Term Care Insurance May Be Stressful, So Relax and Consider the Alternatives, Advises Bradley Boswell

January 28, 2021

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Five Reasons to Give the Holiday Gift of Long-Term Care Insurance, This Year in Particular

December 16, 2020

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During the Pandemic, Family Get-togethers Are Still Ideal Times to Talk Turkey About Long-Term Care, Says Agent Bradley Boswell

November 19, 2020

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In a Time of Politics and Pandemic, Agent Bradley Boswell Highlights Long-Term Care Awareness Month

October 28, 2020

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Stressed Out About Long-Term Care? Agent Bradley Boswell Recommends a Helpful Video from Uncle Sam

September 30, 2020

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Should You Commit to Long-Term Care Insurance During the Pandemic? Maybe, Maybe Not, Says LTC Agent Bradley Boswell

August 27, 2020

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Unclear About Long-Term Care Insurance? You Have Lots of Company, Says LTC Agent Bradley Boswell

July 23, 2020

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Online Calculator Helps Trim Thousands from Long-Term Care Costs, Says Agent Bradley Boswell

June 25, 2020

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Bradley Boswell Offers Virtual Long-Term Care Education and Planning, Avoiding In-Person Infection Risks

May 27, 2020

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Fear of Infection in Long-Term Care Facilities Highlights Value of In-Home Plans

April 15, 2020

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Coronavirus Risk in Long-Term Care Facilities May Be Reduced Thanks to New Guidelines, Says Bradley Boswell

March 19, 2020

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It's Good to Search for Long-Term Care Insurance, Even Better to Search for a Good Agent, Bradley Boswell Advises

February 27, 2020

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Uneasy About the Unseen Elephant in the Room? Relax and Take a Peek, Advises Long-Term Care Agent Bradley Boswell

January 28, 2020

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Becoming Long-Term Care Aware: A New Year's Resolution You Can Keep in Just Three Minutes, from Bradley Boswell

December 23, 2019

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This Holiday Season, You Can Make Long-Term Care Into a Gift, Not an Obligation, Says Bradley Boswell

November 26, 2019

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Five Things to be Aware of in November: Long-Term Care Awareness Month

October 23, 2019

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Concise Digital Guide Makes Long-Term Care Decisions Easier, Says La Mesa-based Agent Bradley Boswell

September 25, 2019

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Reduce the Odds of Needing Long-Term Care Through Lifestyle Choices

August 21, 2019

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New Long-Term Care Trend: Seniors Caring for Super-Senior Parents

July 10, 2019

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Fall Prevention: Putting Off the Need for Long-Term Care the Easy Way

June 17, 2019

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Learning About Long-Term Care the Easy Way, in a Group Setting

May 30, 2019

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The Looming Long-Term Care Gap: As Older Americans Proliferate, Family Caregivers Dwindle, Says LTC Agent Bradley Boswell

April 25, 2019

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Institutional Care or Home Care? With the Right Plan, the Choice Can Be Yours, According to Long-Term Care Agent Bradley Boswell

March 26, 2019

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Long-term Care Agent Bradley Boswell Applauds U.S. News & World Report for "6 Ways to Pay"

February 26, 2019

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Caregivers to Be Honored as ‘Saints’ in New Orleans ‘Gift Bag Assembly’ Event, Organized by xACSIA Partners Insurance Agency

January 16, 2019

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Start the New Year with a Long-Term Gift: Long-Term Care Insurance, Says Bradley Boswell of xACSIA Partners Insurance Agency

December 21, 2018

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Traditional Long-Term Care Insurance Has Been Eclipsed by Life Insurance that Also Covers Long-Term Care, Reports LTC Agent Bradley Boswell

November 26, 2018

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This November, Five Organizations Want You to Be Aware of Long-Term Care, Says Bradley Boswell of xACSIA Partners Insurance Agency

October 25, 2018

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Long-Term Care Agent Bradley Boswell Applauds The Motley Fool for Highlighting Key Facts About LTC Protection

September 25, 2018

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New Fact Sheet: Long-Term Care Planning Has Become a Necessary Part of Financial Planning

August 8, 2018

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Most Working Americans Want a Long-Term Care Benefit, But It's Generally Not Offered

July 10, 2018

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Long-Term Care Agent Bradley Boswell Applauds Wall Street Journal for Highlighting New Insurance Trend

June 20, 2018

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Care Agent Bradley Boswell Recommends “Stories of Celebrity Caregiving” to Inspire Caregivers

May 23, 2018

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Considering Long-Term Care Insurance? Bradley Boswell Has a Digital Guide for You

April 24, 2018

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Longevity Alert: As America Ages, Long-Term Care Costs Could Overwhelm Most Families, Bradley Boswell of xACSIA Partners Insurance Agency Says

August 14, 2017

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It’s Easier to Plan for Long-Term Care if We Face Our Personal Concerns First, Bradley Boswell of xACSIA Partners Insurance Agency Says

July 18, 2017

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Long-Term Care Insurance Can Be as Common as Health Insurance, Says Bradley Boswell of xACSIA Partners Insurance Agency

June 20, 2017

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When Long-Term Care Insurance Benefits Run Out, What Next? A Trending "Partnership" System Offers a Fix, Says Bradley Boswell of xACSIA Partners Insurance Agency

July 19, 2016

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Shopping for Long-Term Care Insurance Can Be Uniquely Frustrating, Says Bradley Boswell of xACSIA Partners Insurance Agency

June 29, 2016

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Pick Your Long-Term Care Agent Carefully, Advises Bradley Boswell of xACSIA Partners Insurance Agency

May 9, 2016

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Do-It-Yourself Long-Term Care Can Have High Hidden Costs, According to Bradley Boswell of xACSIA Partners Insurance Agency

April 21, 2016

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Tax Tip from Bradley Boswell of xACSIA Partners Insurance Agency

March 18, 2016

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Bradley Boswell, Representing xACSIA Partners Insurance Agency, Alerts Americans to Plan for Alzheimer’s Long-Term Care Before It’s Needed

February 24, 2016

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xACSIA Partners Insurance Agency Hosts "Wiggin’ Out" Event to Raise Awareness and Dollars to Help Fight Alzheimer’s Disease

January 20, 2016

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Bradley Boswell with Long-Term Care Insurance Leader xACSIA Partners Insurance Agency Targets Alzheimer's, an Illness That Affects Millions

December 28, 2015

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This Thanksgiving, Talk Turkey about Alzheimer’s and Long-Term Care

November 19, 2015

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50-Somethings Advised to Calculate Their 'Long-Term Care Savings Gap'

October 27, 2015

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Friends and Long-Term Care Insurance

September 28, 2015

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Twenty Eight of America’s “Top 100” Long-Term Care Insurance Agents Are with Bradley Boswell's Organization, xACSIA Partners Insurance Agency

August 10, 2015

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Check Out Long-Term Care Insurance Agents before Engaging with Them, Bradley Boswell of xACSIA Partners Insurance Agency Advises

July 21, 2015

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Bradley Boswell of xACSIA Partners Insurance Agency Promotes Election Poll on Key Issue: Incentives to Help More Americans Afford Long-Term Care Insurance

June 24, 2015

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Bradley Boswell of xACSIA Partners Insurance Agency Offers Free Talks on a Hot Topic, How to Pay for Long-Term Care When Public Programs Won’t

May 28, 2015

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Homecare-Friendly Long-Term Care Plans from xACSIA Partners Insurance Agency Let Seniors Continue Living at Home and Save Money Too

April 27, 2015

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Getting the Lowdown on Long-Term Care Insurance No Longer Laborious Thanks to Tech-Savvy Agents

March 27, 2015

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2020 IRS Deductions

2020 IRS write-offs for business and individuals

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